ESSENTIALS
TRAVEL INSURANCE
The protection you need, without paying for benefits you may not need.
Planning your next adventure? Essentials Travel Insurance offers a practical range of travel benefits to help protect you against eligible unexpected events, including overseas medical emergencies, trip cancellations, baggage incidents and travel delays.
Whether you're heading overseas for a short getaway or exploring a new destination, travel with greater confidence knowing you've arranged cover for many common travel risks.
Unlimited Medical Cover*
Cancellation & Curtailment
Baggage & Documents
Rental Vehicle Excess
Cruise Cover
Personal Liability
Travel Delay
24/7 Emergency Assistance
Essentials Cover
Practical travel protection with essential medical and travel benefits to help you explore with greater confidence.
- ✓ Unlimited Overseas Medical Cover*
- ✓ Trip Cancellation & Curtailment
- ✓ Baggage & Travel Documents
- ✓ Travel Delay Expenses
- ✓ Rental Vehicle Insurance Excess
- ✓ Emergency Medical Cover Whilst Cruising*
- ✓ Personal Liability
- ✓ Baggage Delay Expenses
- ✓ Optional COVID-19 Cancellation Cover**
*Subject to policy terms, exclusions and the applicable medical expense period. **Optional cover must be selected and shown on your Certificate of Insurance.
What You're Covered For
Overseas Medical Expenses
Unlimited cover for eligible emergency medical expenses overseas.*
Trip Cancellation & Curtailment
Reimbursement for eligible prepaid expenses if your trip is cancelled or cut short.
Baggage & Travel Documents
Cover for eligible lost, stolen or damaged baggage and important travel documents.
Travel Delay
Cover for eligible additional expenses if your trip is delayed for a covered reason.
Rental Vehicle Excess
Cover for eligible rental vehicle insurance excess, subject to policy limits.
Cruise-Related Benefits
Eligible cruise medical expenses and certain cruise-specific benefits, subject to limits.
Personal Liability
Protection for certain legal liabilities involving accidental injury or property damage.
Baggage Delay Expenses
Cover for eligible essential purchases when your checked baggage is delayed.
Alternative Transport
Assistance with eligible additional transport expenses in specified circumstances.
Emergency Assistance
Access to emergency medical assistance services while travelling overseas.
Who It's For
Essentials Cover may be suitable for:
- ✓ Travellers seeking a balance of benefits and cost
- ✓ Couples planning overseas holidays
- ✓ Families wanting medical, cancellation and baggage protection
- ✓ Travellers taking shorter international trips
- ✓ Holidaymakers who prefer lower benefit limits than Comprehensive
- ✓ Travellers wanting more than medical-only protection
*Unlimited overseas emergency medical expenses and assistance are subject to policy terms, exclusions and the applicable expense period. Other benefits have limits and sub-limits. Pre-existing medical conditions may require assessment and acceptance. Optional COVID-19 cancellation cover must be selected and shown on your Certificate of Insurance. Read the Travel Insurance Saver Product Disclosure Statement (PDS), Version TIS1.3, before purchasing.
Essentials vs. Other Plans
| Benefits | Comprehensive | Essentials FEATURED | Medical Only |
|---|---|---|---|
| Unlimited Overseas Medical Cover* | ✓ | ✓ | ✓ |
| Trip Cancellation & Curtailment | ✓ | ✓ | × |
| Baggage & Travel Documents | ✓ | ✓ | × |
| Travel Delay Expenses | ✓ | ✓ | × |
| Rental Vehicle Excess | ✓ | ✓ | × |
| Emergency Medical Cover Whilst Cruising* | ✓ | ✓ | ✓ |
| Cruise Cabin Confinement, Missed Port & Shore Excursions | ✓ | ✓ | × |
| Personal Liability | ✓ | ✓ | × |
| Alternative Transport Expenses | ✓ | ✓ | × |
| Loss of Income | ✓ | × | × |
| Optional COVID-19 Cancellation Benefit | ✓ | ✓ | × |
*Unlimited overseas emergency medical expenses and assistance are subject to policy conditions and the applicable 12-month expense period. Other benefits have limits, sub-limits, exclusions and applicable excesses. Cruise-related benefits vary by plan. Optional COVID-19 cancellation cover applies only when selected and shown on the Certificate of Insurance. Refer to the Travel Insurance Saver Product Disclosure Statement (PDS), Version TIS1.3, before purchasing.
GET THE ULTIMATE PROTECTION FOR YOUR NEXT ADVENTURE
Travel with confidence knowing you're covered for more.