COMPREHENSIVE
TRAVEL INSURANCE
Our most complete protection for you and your trip – from departure to return.
Comprehensive Cover is designed for travellers who want complete peace of mind. You're covered for a wide range of unexpected events before and during your trip.
Unlimited Medical Cover*
Cancellation & Curtailment
Baggage & Documents
Rental Vehicle Excess
Cruise & Snow Cover
Personal Liability
Travel Delay
And more!
Comprehensive Cover
The highest level of protection with the most benefits and flexibility.
- ✓ Unlimited Overseas Medical Cover*
- ✓ Trip Cancellation & Curtailment
- ✓ Lost, Stolen or Delayed Baggage
- ✓ Travel Delay
- ✓ Rental Vehicle Excess
- ✓ Cruise Cover
- ✓ Snow Sports Cover
- ✓ Personal Liability
- ✓ Optional Additional Benefits
What You're Covered For
Overseas Medical Expenses
Unlimited cover for eligible emergency medical expenses overseas.*
Trip Cancellation & Curtailment
Reimbursement for eligible prepaid travel expenses if your trip is cancelled or cut short.
Baggage & Travel Documents
Cover for eligible lost, stolen or damaged baggage and important documents.
Travel Delay
Cover for eligible additional expenses if your trip is delayed.
Rental Vehicle Excess
Cover for eligible rental vehicle insurance excess or repair costs.
Cruise Cover
Benefits may include missed port, cabin confinement and shore excursion cancellation.
Snow Sports Cover
Check policy conditions for snow sports eligibility and covered activities.
Personal Liability
Protection for certain legal liabilities involving injury or damage to others.
Loss of Income
Financial support for eligible loss of income resulting from a covered injury.
And More Benefits
Including hospital cash, alternative transport and other policy benefits.
Optional Add-Ons
Explore additional cover options and policy provisions to suit your trip.
Pre-existing Medical Conditions
Subject to approvalCOVID-19 Cancellation Cover
Adventure Activities
Pregnancy Cover
Golf Cover
Who It's For
Comprehensive Cover is perfect for:
- ✓ Families travelling together
- ✓ Couples and honeymooners
- ✓ Frequent travellers
- ✓ Cruise passengers
- ✓ Travellers visiting multiple countries
- ✓ Anyone seeking broader travel protection
*Unlimited overseas emergency medical benefits are subject to policy conditions, exclusions and the applicable expense period. Other benefits have limits and sub-limits. Review the Product Disclosure Statement (PDS) before purchasing. Activity-specific and medical-condition cover must be confirmed against the PDS.
Comprehensive vs. Other Plans
| Benefits | Comprehensive MOST POPULAR | Essentials | Medical Only |
|---|---|---|---|
| Unlimited Overseas Medical Cover* | ✓ | ✓ | ✓ |
| Trip Cancellation & Curtailment | ✓ | ✓ | × |
| Baggage & Travel Documents | ✓ | ✓ | × |
| Rental Vehicle Excess | ✓ | ✓ | × |
| Emergency Medical Cover Whilst Cruising* | ✓ | ✓ | ✓ |
| Cruise Cabin Confinement, Missed Port & Shore Excursions | ✓ | ✓ | × |
| Personal Liability | ✓ | ✓ | × |
| Loss of Income | ✓ | × | × |
| Travel Delay Expenses | ✓ | ✓ | × |
| Optional COVID-19 Cancellation Benefit | ✓ | ✓ | × |
*Overseas emergency medical and assistance expenses must be incurred within 12 consecutive months from the date of the first expense. Medical cover whilst cruising is subject to the relevant policy terms and conditions. The optional COVID-19 cancellation benefit is available only when selected and shown on your Certificate of Insurance. Benefits are subject to applicable limits, sub-limits, exclusions and excesses. Refer to the Product Disclosure Statement (PDS), Version TIS1.3, for full details.
GET THE ULTIMATE PROTECTION FOR YOUR NEXT ADVENTURE
Travel with confidence knowing you're covered for more.