Can I get travel insurance if I’ve already departed?
Yes, if you are an Australian traveller who has already departed for their trip and/or are already overseas, you can still get travel insurance. Travel Insurance Hub are an affiliate of Travel Insurance Saver, who offer three policies suitable for travellers who are already overseas.
Comprehensive travel insurance options are available if you’ve already left for your trip. Remember, a 48-hour waiting period applies before cover begins. Also, you must return to your home in Australia at the end of your trip if you’ve already left before you purchase.
Already overseas travel insurance policies
We have three different travel insurance policies available even if you’ve already left. They are, the Medical Only, Essentials and Comprehensive policy.
If I have already left for my trip and I get travel insurance is there a waiting period?
Yes, a 48-hour waiting period applies from the time of purchase until cover for any event begins. This only applies if you purchase travel insurance after you’ve departed for your trip.
Key Features of Already Overseas Travel Insurance
- Medical Expenses Coverage: Cover for out of pocket medical expenses. This includes necessary hospital, transport, repatriation with cover for pre-existing conditions available via screening.
- Emergency Evacuation: Already Overseas travel insurance can cover medical evacuations and transport. In this case, please contact Global 24/7 for assistance in this event.
- Trip curtailment: Cover is available if you have already departed for your trip but your holiday is curtailed due to a covered reason.
- Lost or Stolen Belongings: Cover for luggage and belongings including valuables and electronics.
Why Choose Travel Insurance?
Even if you’ve already left, travel insurance is still available. Some travellers decide to get travel insurance to protect from unforeseen circumstances and provide medical cover while overseas.
There is no world-spanning subsidized health care system for Australians abroad. As you know, private health and medicare provide cover for medical in Australia. This means travel insurance picks up the slack for Aussies abroad needing medical cover. In the end, it is a personal choice; however, more and more Australians are choosing travel insurance to safeguard their trip.
Also, it’s recommended by the Australian government travel website Smartraveller.
Can I get travel insurance if my trip is already booked?
If you have already booked your trip such as flights and accommodation you can still get travel insurance. Travel insurance cover for prepaid holiday costs begins from the time you buy your policy or book your trip, whichever happens later. So, if you book your trip first and then buy travel insurance, your cover still applies.
Can I get travel insurance after I have left Australia?
Yes, if you have left Australia and are already overseas, you can get travel insurance. You just need to select the destination country you are currently in and the destinations you plan to travel to.
A 48-hour waiting period still applies before cover begins from the time of purchase. Cover is only available for Australian residents who have maintained domiciled status in Australia for at least 3 months.
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